FAQs
Can I raise debt without raising equity?
Yes, Coho Growth primarily backs bootstrapped or lightly capitalized companies.
In fact, many companies that we have supported have done a family and friends round or a seed round.
How much can I borrow?
We typically provide 6x your current MRR. Or about half your current ARR.
What does it cost?
Our pricing is balanced between the risk of your company (SaaS metrics), and requests (interest-only period, term length, size of balloon, etc). Typically lands in the mid-teens.
How can I contact you?
Process and timeline
30-90 days from call to cash in your bank. We like to say no early and often, so we don’t waste anyone's time. After an initial call to see if there is a fit, we will request a trailing 24-month, month-by-month Profit and Loss, Balance Sheet, and Customer Retention metrics. Then we will issue a term sheet. 2-3 weeks of due diligence, 1 week of legals.
You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.